Health Insurance

Health Insurance Plans

J. R. “Rick” Breazeale Insurance Agency offers a wide variety of health plans including individual and family health insurance, group health insurance, HMOs, PPOs, POS, indemnity plans, short-term health insurance plans, dental health insurance and international travel health insurance.

Our comprehensive health insurance plans and policies, combined with free online health insurance quotes and live agent support, enable you to choose coverage that is right for you.

Our simple, no-obligation application form makes it easy to secure individual and family health insurance Quote online, and to find a health insurance policy that protects your needs and the needs of your loved ones without burning your pockets!

For details, call us or discuss your requirements with our agents online!  Health insurance plans offered

  • Individual and family health insurance
  • Group health insurance
  • Health Maintenance Organization (HMO)plans
  • Preferred Provider Organization (PPO) plans
  • Point of Service (POS) plans
  • Indemnity health insurance plans
  • Short-term health insurance plans
  • Dental health insurance plans
  • International travel health insurance plans

Although medical treatment is available without health insurance, it doesn’t make sense to pay the hefty out-of-pocket expenses. A major accident or illness, without health insurance, can bankrupt the average family. Buying Health Insurance for yourself and your family is probably the single best step you can take to help ensure the personal and financial well being of your family.

Planning for Lower Cost

Medical insurance plans are very expensive these days. A smart way to lower cost is to only purchase medical insurance for catastrophic losses and not designed to cover everyday type items. There are high deductible insurance plans available that lower cost and can be set up under income tax favorable programs called Health Savings Accounts or HSA’s. These plans allow you to deposit up to your deductible amount each year to a qualified savings account and then deduct your deposit amount from your taxable income (like an IRA deposit). Then you pay your medical expenses out of the HSA account with pre tax funds. If your tax rate is 25% then you are saving 25% on your medical bills.

So get yourself a health insurance plan that protects you properly. Fill out our no-obligation Quote Form, or call us now. For details call us or discuss your requirements with an agent online!

If you are interested in a “Quick Quote” you can do it yourself from a highly respected carrier, Blue Cross Blue Shield or Humana. Click either icon below. You can even submit an application directly through this process if you want but I recommend you allow us to help you. The cost to you is the same and we can help you miss some “mine fields”.

Click either or both for Individual Health Insurance Plan Quotes: