Insurance & Financial Services

At J. R. “Rick” Breazeale Insurance Agency, we believe that insurance needs are a lot like fingerprints – they are all different. That’s why we offer a complete line of personal, group and business plans at competitive prices to suit your individual needs.

Our insurance solutions are devised from years of experience in listening and understanding our valued customer’s needs. Whether you are an individual or a business owner, we have insurance plans that will be designed for you and no one else.

Insurance Products we offer:

Personal Financial Plans

  • Term Life Insurance
  • Cash Value Life Insurance
  • Variable Life Insurance
  • Second to Die Life Insurance
  • Single Premium Life Insurance
  • Medical Insurance/HSA’S
  • Health Supplement Insurance
  • Income Replacement/Disability Insurance
  • Fixed/Indexed Annuities-Deferred & Immediate

Group Plans

  • Cafeteria (Sec. #125)
  • Major Medical/HRA’S
  • Dental
  • Annuties
  • Disability
  • Life-Group Term
  • Life-Payroll Deduction
  • Accidental Injury/Death
  • Health Supplement/Cancer
  • Family Long Term Care

Business Continuation Plans

  • Key Man Protection
  • Buy-Sell Funding
  • Overhead Expense

Retirement Plans

  • KEOGH’s
  • Pension Plans
  • Profit Sharing Plans (Sec. 401k)
  • Salary Deduction Savings Plan
  • IRA’s/Roth IRA’s (Sec. 408)
  • TSA’s & ORP’s (Sec. 403)

Executive Benefit Plans

  • Split Dollar
  • Reverse Split Dollar
  • Executive Bonus (Sec. #162)
  • Capital Transfer (Sec. #183)
  • Deferred Compensation
  • Salary Continuation

Senior Care Plans

  • Medicare RX (Part D)
  • Medicare Advantage (Part C)
  • Medicare Supplement
  • Long Term Care
  • Final Expense Life Ins.

To learn more about our customized insurance products, call us or send an e-mail to

Want to obtain a comparison quote of all the major term insurance companies yourself? Click here. If you like what you see, contact me with a quote request and identify what you want and I will forward the application.